Halloween is one of the most exciting nights of the year — but it can also bring a few unexpected risks. As your local insurance agency, we want you to enjoy a fun and safe night while keeping your family and home protected.
Family & Trick-or-Treat Safety
Before heading out, make sure costumes are comfortable, visible, and flame-resistant. Add reflective tape or glow sticks so kids can be seen by drivers. Always travel in groups, carry a flashlight, and remind children to stay on sidewalks and cross only at intersections. Parents should inspect all treats before they’re enjoyed.
Driver Safety on Halloween Night
Halloween brings increased foot traffic in neighborhoods. Reduce your speed, avoid distractions, and stay alert for excited trick-or-treaters. Slow down near driveways, intersections, and parked cars — safety comes first!
Homeowner Safety & Liability Tips
Homeowners can prevent accidents by keeping walkways clear and well-lit. Avoid open flames in decorations and secure cords to prevent trips or falls. If you’re hosting a Halloween party, serve responsibly and encourage designated drivers or rideshare options.
Pet Safety During Halloween
Keep pets inside and away from the door — strangers and costumes can cause stress. Remember, chocolate and some candies are dangerous to pets, so store treats safely out of reach.
Halloween should be full of fun, not accidents. A few safety steps can help protect what matters most — your loved ones, your home, and your peace of mind.
From all of us at Hannon-Murphy, have a happy, safe, and spook-tacular Halloween — and remember, We’re here for you.