Oh Deer-Round Two

 

We’ve discussed in the past what coverage will kick in if you hit a deer, and what to do when after an animal collision, but what about an insurance agents’ favorite topic-preventing a claim?

While it is certainly true that you cannot prevent a collision with an animal, there are certainly things you can do to minimize your risk.

 

  • The Gang’s all here.

Being a pack animal means deer are rarely traveling alone, and where there is one, there is sure to be another. If a deer darts across the road, slow down, and keep your eyes out for other deer making there way across the road.

 

  • Early bird specials.

The most active time of day for deer are dusk and early dawn. During mating season (October to January) this coincides with morning and evening commutes. Stay alert when driving and keep an eye on the side of the road, particularly if there is a thick tree line.

 

  • Keep yourself centered.

If you are traveling a multi-lane road, the center lane is the safest. It will give you time to react to an animal appearing in your line of vision.

 

  • Braking is your friend.

Swerving may feel like the right thing to do, but braking is the better option. Deer can be unpredictable and you may end up swerving into their changed path. Vehicles on either side of you, or near you, could also present a bad situation.

 

Wondering how often deer are hit? According to the National Traffic Safety Administration, there are about 1 million car accidents with deer each year that kill 200 Americans, cause more than 10,000 personal injuries, and result in $1 billion in vehicle damage.

Should you have a collision with a deer-or any animal-give us a call, We’re Here for You.