Jewelry is often one of the most personal things we own. An engagement ring, a wedding band, or a family heirloom isn’t just valuable—it’s meaningful. That’s why jewelry insurance is an important way to protect what matters most.
Life happens, even when you’re careful.
Rings can slip off at the beach. Necklaces can break while traveling. Earrings can go missing during a busy day. Jewelry can also be stolen or damaged, and replacing it can cost far more than expected. Without jewelry insurance, those moments can turn into stressful and expensive problems.
Jewelry insurance coverage helps protect your valuables from loss, theft, and damage. Instead of worrying about the unexpected, you can have peace of mind knowing your jewelry is covered. Many policies help pay for repairs or replacement, saving you from major out-of-pocket costs.
Another big benefit of insuring jewelry is freedom.
When your jewelry is insured, you don’t have to keep it locked away “just in case.” Jewelry is meant to be worn and enjoyed—at weddings, vacations, dinners, and everyday moments. Insurance lets you enjoy your favorite pieces without constant worry.
If you already insure your home or car, adding personal jewelry insurance is a smart next step. Jewelry often isn’t fully covered under standard homeowners insurance, especially for high-value items like engagement rings or custom pieces. A separate jewelry insurance policy gives you better protection and clearer coverage.
At Hannon Murphy, we help individuals and families protect the things that matter most. Our team works with you to find the right jewelry insurance solution based on your lifestyle, your valuables, and your budget.
If your jewelry has financial or sentimental value, it’s worth protecting.
Contact Hannon Murphy today to learn more about jewelry insurance and get personalized guidance from an experienced insurance advisor.
We’re Here for You.