Why should I use an insurance agent?

Hey, we hear you. These days there are How-To guides coming out of the woodwork, and if a lizard can tell you what you need for insurance, why should you use an independent agent?

First off, IT’S FREE.

Yes, you read that correctly. Obtaining a quote, or asking insurance advice on a policy we write is no cost to you, and no obligation to you.   You don’t pay us.  So, essentially, we are doing the comparisons between companies, checking for discounts you might qualify for, and finding the RIGHT FIT FOR YOU.

Here are the best reasons to choose an independent agent:

  • Access to multiple companies.

When you choose an independent agent, you are given access to wide range of companies and products that can fit your insurance needs.

  • Easy price comparison.

If your policy premium rises, or you are unhappy with a company, an independent agent has the option to shop your policy around for you.


  • Policy service

Your policy and needs are going to be handled by the same person. That goes for payment questions and issues, claims issues and questions regarding coverage.

  • Objective advice

If you are looking for someone to help guide you in your purchasing of coverage, an independent agent is going to be your go to person. Not sure if you need an umbrella policy? Ask us. How about registering that homemade trailer? Give us a call.


At Hannon-Murphy, we are proud to be able to handle all our clients needs. Our account managers stay up to date with continuing education and current insurance markets.  If they don’t know the answer, they’ll find it out for you.

Stop in and see us.

We’ll ask you what your needs are. What your concerns are. What your past experiences have been with insurance companies. We’ll be the middle man between you and the company should you need anything.


We work with you, which means…..We’re Here for You.

Would You Like Us To Review Your Policies?

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Hannon-Murphy Insurance  is here and ready to make the process as painless as possible. We look forward to meeting you!